Our PurposeMastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and SummaryPrincipal Software EngineerAbout MastercardMastercard powers a global, inclusive digital economy. We build secure, scalable technology that enables fast, simple, and safe payments for people and businesses everywhere.The OpportunityWe’re looking for a Principal Software Engineer to play a key role in shaping our Intelligent Dispute Platform (IDP) — a next-generation platform transforming how disputes are managed at global scale.This is a high-impact role where you’ll combine deep technical expertise, architectural leadership, and a bias for action to solve complex challenges in a fast-moving environment.What You’ll DoLead the design of scalable, cloud-native platforms handling high-volume, mission-critical workloadsAct as a technical authority, guiding architecture and key engineering decisionsDrive engineering excellence across development, testing, security, and reliability Embed strong development lifecycle discipline (PDLC) to ensure quality and delivery at scaleApply AI and automation to improve how software is built, tested, and deliveredPartner across teams to solve complex problems and deliver outcomes quicklyMentoring engineers and raising the bar for technical excellenceWhat We’re Looking ForProven experience building large-scale distributed systemsStrong background in microservices, APIs, cloud platforms, and modern engineering practicesAbility to operate with urgency, make decisions quickly, and adapt to changeExceptional problem-solving skills — especially in ambiguous, high-pressure situationsExperience influencing across teams and driving technical strategy at scaleInterest or experience in applying AI to software engineering workflowsWhy Join Us?Work on high-impact, global-scale systemsBe part of a team defining the future of AI-enabled engineeringCollaborate with top engineering talent across MastercardShape platforms that power critical financial infrastructure worldwideCorporate Security ResponsibilityAll activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:Abide by Mastercard’s security policies and practices;Ensure the confidentiality and integrity of the information being accessed;Report any suspected information security violation or breach, andComplete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.