As a Senior Analyst, Credit Analysis, you will evaluate the creditworthiness of investment securities that support Manulife's investment portfolio. Working closely with investment teams in the U.S. and Canada, you'll provide credit insights that help drive informed investment decisions while building your expertise in global credit markets.Position Responsibilities:Conduct fundamental credit analysis and assess issuer credit risk.Prepare credit reviews, recommendations, and internal credit ratings.Develop financial models and analyze financial statements and credit metrics.Monitor portfolio issuers, market developments, and emerging credit risks.Present credit recommendations and insights to investment professionals and stakeholders.Support process improvement, documentation, and knowledge-sharing initiatives.Required Qualifications:Bachelor's degree in Finance, Accounting, Economics, Business, or a related field.3-5 years of experience in credit analysis, investment analysis, corporate banking, or a related discipline.Strong knowledge of financial statement analysis, credit metrics, and financial modeling.Advanced proficiency in Microsoft Excel.Excellent analytical, research, and communication skills.Preferred Qualifications:Experience supporting fixed income, insurance, or investment portfolios.Familiarity with Bloomberg, Capital IQ, or similar financial platforms.Experience presenting analyses and recommendations to stakeholders.When you join our team:We’ll empower you to learn and grow the career you want.We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.As part of our global team, we’ll support you in shaping the future you want to see. About Manulife and John HancockManulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.Manulife is an Equal Opportunity EmployerAt Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact hr@manulife.com.Working ArrangementHybrid