Morgan Stanley is a global financial services leader with three core businesses: Wealth Management, Investment Management and Institutional Securities. The Wealth Management Division comprises one of the world’s largest networks of Financial Advisors with offices across the United States. Morgan Stanley acquired E*TRADE in 2020 to position itself as the industry leader in Wealth Management across all channels and segments, and significantly increases the scale and breadth of the Wealth Management franchise.The recent integration of E*TRADE’s Banking Services provides an endless opportunity for growth and finding synergies. In this regard, the Morgan Stanley U.S. Banks seek a talented and motivated Associate to join the Transactional Deposits Product Management Team. The Morgan Stanley U.S. Banks (Morgan Stanley Private Bank, National Association and Morgan Stanley Bank N.A.) offer a range of deposit products including Transactional Deposit products (i.e., Bank Checking Accounts on the E*TRADE Platform and CashPlus Brokerage Account on the Morgan Stanley Platform) for Morgan Stanley clients across various channels. Deposit growth is also an important strategic initiative among other responsibilities.We are seeking a motivated, entrepreneurial, and detail-oriented Associate to join the Transaction Deposit Product Management Team, specifically supporting ongoing product enhancement and new initiatives across the Transactional Deposit product suite. The ideal candidate is passionate about being part of creating the best products possible as well as continually enhancing existing products. This involves working on products from initial concept through to product launch and beyond. This role encourages collaboration and is perfect for a team player interested in learning and growing with the firm.Day-in-the-life of a Transactional Deposits Product Manager could include (but not limited to):Manage existing products and drive projects to develop new initiatives to increase adoption across various channelsAssist in managing cross-functional teams with representatives from Digital Platforms, Technology, Operations, Marketing, Sales, Legal, Compliance, and Finance to launch and implement these new initiativesPartner with Digital Platforms colleagues to develop requirements, test their implementation, and deliver elegant experiences for Bank clients that lead to broader and deeper deposit relationshipsMaintain rigorous project management discipline to ensure key tasks & deliverables are well documented, tracked, and socialized upon delay or completion; provide clear readouts on progress in large stakeholder forumsAnalyze product trends & report on regional and nationwide performance of various productsDevelop key performance indicators and track progress; partner with Technology to improve & deepen reportingPrepare analyses for senior management, and succinctly communicate on key findings & insightsAnalyze competitive strategies across the industryDraft internal, Financial Advisor & client-facing communications and collaborate with cross-functional partners to develop and implement transactional deposit product strategySupport Financial Advisors, Private Bankers and Client Service Center in the sales of transactional deposit products and the resolution of any escalated client issuesMaintain and update policies and procedures as needed to accurately reflect changes and enhancements to transactional depositsExperience:3-5 years of professional experience in Banking Services or Technology; experience in Banking Product Management or consulting at a major financial institution a plusStrong understanding of retail and private banking products’ user experience, economics, rate environment, and market trendsDemonstrated success in managing multi-stakeholder products & projectsBachelor’s degree in Finance, Economics, Accounting, or a related field. Liberal arts degrees are also welcomedSkills/Abilities:Self-starter who is able to work independently on multiple tasks; efficient time management skills and attention to detail a mustAnalytical & strategic thinker who is able to tackle unstructured problems with limited guidanceAdaptable team player who is willing to learn new concepts quickly & efficientlyAble to define and evaluate strategies and business use casesStrong product intuition and user empathyGreat presentation and PowerPoint skills, with ability to put together cohesive, senior management-ready decksExcellent verbal and written communication skillsProficiency in MS Office (Excel, PowerPoint, Access)WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices​ into your browser.Expected base pay rates for the role will be between $85,000 and $140,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.