At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.Job DescriptionThe Independent Risk Review and Assessment (IRRA) organization in Risk Management & Compliance (RM&C) serves as U.S. Bank’s independent second line of defense, providing objective assessments of the effectiveness of the Bank’s Risk Management framework across credit, compliance, and operational risks. The Independent Assessment and Modernization team within the IRRA Program Office is seeking an Independent Assessment Lead Analyst to lead and execute complex, ad hoc independent evaluations that compare current Bank practices to regulatory guidance, including guidance received through non-traditional channels. This role operates with a high degree of autonomy and is accountable for assessment quality, regulatory interpretation, and contribution to IRRA modernization initiatives. The Lead Analyst partners closely with IRRA leadership and stakeholders while providing guidance to Analysts.Key Responsibilities:Lead independent assessments evaluating Bank practices against regulatory expectations, supervisory communications, and emerging guidance.Interpret complex and evolving regulatory guidance, including non-traditional sources, and translate it into clear assessment criteria.Design assessment scope, testing approaches, and documentation aligned to IRRA standards and regulatory expectations.Identify control, governance, and risk management gaps; lead root cause analysis and develop independent assessment insights.Provide guidance, coaching, and feedback to Analysts, ensuring consistency and adherence to IRRA standards.Manage multiple assessments and modernization initiatives simultaneously, prioritizing work based on evolving organizational goals and risk priorities with limited direction.Contribute to operational excellence and modernization efforts that improve review efficiency, consistency, and effectiveness.Basic Qualifications- Bachelor's degree, or equivalent work experience- Typically more than six years of relevant professional experience in risk management, compliance, audit, or related disciplines.Preferred Skills/Experience- Experience leading or significantly contributing to independent assessment, including process and/or control testing, and project management.- Strong understanding of financial services, applicable laws and regulations, and regulatory trends.- Advanced knowledge of business line operations, products, systems, and associated risks.- Demonstrated ability to work independently with minimal guidance while collaborating effectively across teams.- Strong analytical, critical thinking, and problem-solving capabilities.- Excellent written, verbal, interpersonal, and presentation skills.- Proficient with Microsoft Office tools, particularly Excel.- Relevant professional certifications (e.g., CRCM, CAMS, CIA) preferred.Location expectations This role requires working from a U.S. Bank location listed three (3) or more days per week.If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:Healthcare (medical, dental, vision)Basic term and optional term life insuranceShort-term and long-term disabilityPregnancy disability and parental leave401(k) and employer-funded retirement planPaid vacation (from two to five weeks depending on salary grade and tenure)Up to 11 paid holiday opportunitiesAdoption assistanceSick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by lawReview our full benefits available by employment status here. U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.E-VerifyU.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $98,175.00 - $115,500.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.Posting may be closed earlier due to high volume of applicants.