About UsVisa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.Job DescriptionVisa Direct is a payment service that Visa provides to clients (issuers, acquirers, processors, merchants and payment service providers) to facilitate fund transfers/disbursements to people around the world for Card, Account and Digital Wallets products. This role covers both sides of Visa Direct product – Card and Account/ Wallets. The selected candidate will be providing consultancy services to Visa Direct Enablers (Acquirers, PSP, processors) and key merchants, to identify, define, and initiate execution of real-time payment technical solutions - keeping in mind evolving market, client, and consumer needs with the objective of driving significant future market growth for Visa. This role is sales engineering position. Success is defined by the ability to translate complex client problems into credible, scalable technology solutions, influence senior stakeholders, partner with the business to accelerate time to revenue.The candidate must possess a unique combination of technical skills - deep understanding of card and account payments processing, banking systems, consumer behaviour and Visa’s business – and outstanding client facing skills, such as excellent influencing ability to help execute the strategy for Visa Direct clients in Europe. Key responsibilities will include: Engage European Acquirers, PSPs, Processors, Merchants, and deliver agreed targets for Visa Direct enabler and originator enablement and growth Support clients in assessing current‑state architectures and defining future‑state designs aligned to modern APIs, microservices, and scalable integration patternsLead solution ideation and high‑level architecture, translating client business needs into pragmatic, implementable technology and integration designs Support presales and RFP processes, partnering with Sales, Product, Compliance to sell compelling technology led solutions.Translate technical capability into clear client value propositions and solution narratives.Lead project governance, manage escalations and navigate complex client and internal environmentsContribute to the product development, identifying areas of improvements and implementing solutions Independent day- to-day working, self-directed based on a sound understanding of overall strategy Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.QualificationsMid-level experience in a Programme/Product role for new payment product technologies and capabilities – including technical/commercial/advisory Ability to balance complex mix of interpersonal skills, technical proficiency, and commercial judgement to drive outcomes Significant experience simplifying the complex and removing commercial and technical barriers to execution Good understanding of the payments compliance landscape Significant experience working across European markets in the payments sector Excellent communication and influencing skills, both written and verbal Passion for future of payments Excellent analytical skills and exposure in the latest BI tools (e.g. Tableau, Power BI etc.) Solid understanding of modern technologies (e.g. APIs, cloud solutions etc.) Excellent Programme/Project Management skills. Exposure in both Waterfall and Agile frameworks is a must Good understanding of the full Software Development Lifecycle Unbounded intellectual curiosity and bias for action Driven, resilient, with attention to detail, great with numbers and positive under pressure Good understanding of the Software Development Lifecycle Visa is an EEO EmployerQualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.