About UsVisa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.Job DescriptionVisa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms. The Opportunity: We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. The Work itself: Design code and systems that touch 40% of the world population while influencing Visa’s internal standards for scalability, security, and reusability Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities Essential Functions:Demonstrates relevant technical working knowledge to understand requirements.Identifies and contributes to the development and solution strategies to team members that improve the design and functionality of interface features across one or more project features, under minimal guidance.Applies standard processes on the use of programming languages (e.g. HTML, C++, Java) to write code that fulfills website modification requests and technical requirements. Collaborates with others to support the piloting of new technology capabilities and features that enhance the user website experience across e-commerce products.Analyzes bugs for simple issues and applies debugging tools to verify assumptions.This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.QualificationsEducation & Experience:7.5+ years of relevant software engineering experienceBachelor's or Master's degree in Computer Science, Software Engineering, Distributed Systems, or related fieldCore Technical SkillsJava & Distributed Systems Expertise:Extensive technical experience with JAVA, Spring, HibernateAdvanced Java development including concurrency, multithreading, and performance optimizationDeep understanding of distributed system architectures (microservices, event-driven, service mesh)Experience with distributed consensus algorithms (Raft, Paxos) and coordination services (Zookeeper, etcd)Proficiency in distributed data management patterns (CQRS, Event Sourcing, Saga patterns)Strong knowledge of distributed caching (Redis, Hazelcast, Memcached)Experience with message queues and streaming platforms (Kafka, RabbitMQ, Pulsar)Understanding of CAP theorem, eventual consistency, and distributed transaction managementExperience building highly available, fault-tolerant systems with disaster recovery capabilitiesKnowledge of service discovery, load balancing, and circuit breaker patternsProficiency in code development using Eclipse/MyEclipse, JetBrains IntelliJ or any major Java IDEStrong experience with GIT/Stash, Maven, and JenkinsAPI & Integration:Extensive experience in API Development using SOAP or REST, JSON and XMLDeep knowledge of API standards including OAuth, SAMLExperience with GraphQL, gRPC, and modern API gateway patternsUnderstanding of API versioning, rate limiting, and distributed API managementExperience building async/reactive APIs using Spring WebFlux or similar frameworksData & Infrastructure:Experience with SQL datastores (Postgress/MySQL) and Unix/Linux platformsUnderstanding of database sharding, replication, and distributed database systemsKnowledge of data consistency patterns across distributed datastoresWorking knowledge of streaming platforms like Kafka for real-time data processingAI-First Engineering Skills:Experience integrating AI/ML models into distributed production systems (TensorFlow, PyTorch, Scikit-learn)Hands-on experience with LLM integration and serving at scale (OpenAI API, Azure OpenAI, Claude, Llama, etc.)Proficiency in AI-assisted development tools (GitHub Copilot, Cursor, Cline, or similar)Distributed Systems Design:Experience designing scalable microservices architectures handling millions of transactionsKnowledge of distributed system monitoring and observability (Prometheus, Grafana, ELK stack)Understanding of container orchestration in distributed environmentsProfessional CapabilitiesAbility to write clean, coherent code following established coding guidelinesStrong interpersonal and effective communication skills (both written and verbal)Highly driven, resourceful, and results-orientedThe Skills You Bring:Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scaleChallenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutionsLanguage Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++)Builder: Experience building and deploying modern services and web applications with quality and scalabilityLearner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc.Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teamsVisa is an EEO EmployerQualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.