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Central Asset Based Lending Portfolio Support (CAPS) Senior Commercial Loan Closing Specialist

Wells Fargo

Central Asset Based Lending Portfolio Support (CAPS) Senior Commercial Loan Closing Specialist

full-timePosted: Sep 1, 2026Updated: Sep 3, 2026NC, CHARLOTTE

Job Description

Why Wells FargoAre you looking for more? Find it here. At Wells Fargo, we’re more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place.Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it – Wells Fargo once again ranked in the top three - making us the #1 financial services employer – on the 2025 LinkedIn Top Companies list of best workplaces “to grow your career” in the U.S. Join us!About this role:Wells Fargo is seeking a Senior Commercial Loan Closing Specialist in Capital Finance as a part of our Wholesale Lending Operations Division. Learn more about our career areas and lines of business at wellsfargojobs.com.In this role, you will:Review highly complex loan documentationOnboard new Capital Finance Asset Based Lending (ABL) clients onto the LUCAS loan system and process loan modifications for existing ABL clientsProcess access requests in the Wells Fargo CEO portalInteract with cross‑functional teams, including underwriting, portfolio, legal (in‑house and external), collateral analysts, deal closing, letters of credit, tax reporting, operational risk, and loan servicingAssist with creating, updating, and certifying team procedures, job aids, and user guidesParticipate in User Acceptance Testing (UAT) and Business Continuity Planning (BCP) testing eventsServe as a subject matter expert across all lines of business and provide guidance to other team membersSupport the reduction of outstanding regulatory deliverables by executing against milestones and continuing to strengthen the risk and control infrastructureComplete monthly metrics reportingIdentify themes and trends in metrics to improve team accuracy and determine opportunities for refresher trainingPartner with upstream and downstream stakeholders to ensure requests are completed accurately and on timeAssist with operational adjustment research and reporting, including the identification of preventive measuresCoordinate workflow activities, including assigning new deals and ensuring timely completion of requestsRequired Qualifications:4+ years of Commercial Loan Closing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educationDesired Qualifications:Demonstrated experience supporting Asset Based Lending products and structures within a complex financial institutionBachelor’s degree in Finance, Business, Economics, or Law preferredParalegal and/or finance experience supporting loan documentation, credit structures, or transactional workflowsAdvanced working knowledge of the LUCAS (Loan Underwriting Collateral Analysis System) and CLIC (Client Loan Information Criteria) applications, including applications across multiple deal types and scenariosExcellent verbal, written, and interpersonal communication skills, with the ability to convey complex concepts to diverse stakeholdersProficient in reviewing, interpreting, and applying complex loan documentation with a high degree of accuracy and attention to detailAbility to operate independently while also contributing as a senior member of a collaborative team environmentProven ability to perform effectively in a fast‑paced, deadline‑driven environment involving competing prioritiesWell‑developed organizational, multi‑tasking, and prioritization skills, with the ability to manage work with minimal oversightSolid working knowledge of Microsoft Office applications, including Word, Excel, and Outlook, to support reporting, documentation, and operational activitiesPrimary Posting Location:1525 W W T Harris Blvd, Charlotte, North Carolina 28262Additional Posting Location:401 Las Colinas Blvd W Bldg A, Irving, Texas 75039Job Expectations: This position offers a hybrid work schedule at the posted location.VISA Sponsorship is not available for this position.Posting End Date: 3 Sep 2026*Job posting may come down early due to volume of applicants.We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Locations

  • NC, CHARLOTTE
  • TX, IRVING

Skills Required

  • LUCASintermediate
  • reviewingintermediate
  • Microsoft Office applicationsintermediate

Required Qualifications

  • 4+ years of Commercial Loan Closing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education (experience, 4 years)
  • 4+ years of Commercial Loan Closing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education (experience, 4 years)
  • Demonstrated experience supporting Asset Based Lending products and structures within a complex financial institution (experience)
  • Bachelor’s degree in Finance, Business, Economics, or Law preferred (degree in finance)
  • Paralegal and/or finance experience supporting loan documentation, credit structures, or transactional workflows (experience)
  • Advanced working knowledge of the LUCAS (Loan Underwriting Collateral Analysis System) and CLIC (Client Loan Information Criteria) applications, including applications across multiple deal types and scenarios (experience)
  • Excellent verbal, written, and interpersonal communication skills, with the ability to convey complex concepts to diverse stakeholders (experience)
  • Proficient in reviewing, interpreting, and applying complex loan documentation with a high degree of accuracy and attention to detail (degree in reviewing)
  • Ability to operate independently while also contributing as a senior member of a collaborative team environment (experience)
  • Proven ability to perform effectively in a fast‑paced, deadline‑driven environment involving competing priorities (experience)
  • Well‑developed organizational, multi‑tasking, and prioritization skills, with the ability to manage work with minimal oversight (experience)
  • Solid working knowledge of Microsoft Office applications, including Word, Excel, and Outlook, to support reporting, documentation, and operational activities (experience)
  • Demonstrated experience supporting Asset Based Lending products and structures within a complex financial institution (experience)
  • Bachelor’s degree in Finance, Business, Economics, or Law preferred (degree in finance)
  • Paralegal and/or finance experience supporting loan documentation, credit structures, or transactional workflows (experience)
  • Advanced working knowledge of the LUCAS (Loan Underwriting Collateral Analysis System) and CLIC (Client Loan Information Criteria) applications, including applications across multiple deal types and scenarios (experience)
  • Excellent verbal, written, and interpersonal communication skills, with the ability to convey complex concepts to diverse stakeholders (experience)
  • Proficient in reviewing, interpreting, and applying complex loan documentation with a high degree of accuracy and attention to detail (degree in reviewing)
  • Ability to operate independently while also contributing as a senior member of a collaborative team environment (experience)
  • Proven ability to perform effectively in a fast‑paced, deadline‑driven environment involving competing priorities (experience)
  • Well‑developed organizational, multi‑tasking, and prioritization skills, with the ability to manage work with minimal oversight (experience)
  • Solid working knowledge of Microsoft Office applications, including Word, Excel, and Outlook, to support reporting, documentation, and operational activities (experience)
  • a. Third-Party recordings are prohibited unless authorized by Wells Fargo. (experience)
  • b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. (experience)

Responsibilities

  • Review highly complex loan documentation
  • Onboard new Capital Finance Asset Based Lending (ABL) clients onto the LUCAS loan system and process loan modifications for existing ABL clients
  • Process access requests in the Wells Fargo CEO portal
  • Interact with cross‑functional teams, including underwriting, portfolio, legal (in‑house and external), collateral analysts, deal closing, letters of credit, tax reporting, operational risk, and loan servicing
  • Assist with creating, updating, and certifying team procedures, job aids, and user guides
  • Participate in User Acceptance Testing (UAT) and Business Continuity Planning (BCP) testing events
  • Serve as a subject matter expert across all lines of business and provide guidance to other team members
  • Support the reduction of outstanding regulatory deliverables by executing against milestones and continuing to strengthen the risk and control infrastructure
  • Complete monthly metrics reporting
  • Identify themes and trends in metrics to improve team accuracy and determine opportunities for refresher training
  • Partner with upstream and downstream stakeholders to ensure requests are completed accurately and on time
  • Assist with operational adjustment research and reporting, including the identification of preventive measures
  • Coordinate workflow activities, including assigning new deals and ensuring timely completion of requests
  • Review highly complex loan documentation
  • Onboard new Capital Finance Asset Based Lending (ABL) clients onto the LUCAS loan system and process loan modifications for existing ABL clients
  • Process access requests in the Wells Fargo CEO portal
  • Interact with cross‑functional teams, including underwriting, portfolio, legal (in‑house and external), collateral analysts, deal closing, letters of credit, tax reporting, operational risk, and loan servicing
  • Assist with creating, updating, and certifying team procedures, job aids, and user guides
  • Participate in User Acceptance Testing (UAT) and Business Continuity Planning (BCP) testing events
  • Serve as a subject matter expert across all lines of business and provide guidance to other team members
  • Support the reduction of outstanding regulatory deliverables by executing against milestones and continuing to strengthen the risk and control infrastructure
  • Complete monthly metrics reporting
  • Identify themes and trends in metrics to improve team accuracy and determine opportunities for refresher training
  • Partner with upstream and downstream stakeholders to ensure requests are completed accurately and on time
  • Assist with operational adjustment research and reporting, including the identification of preventive measures
  • Coordinate workflow activities, including assigning new deals and ensuring timely completion of requests

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