MNC InsiderMNC Insider

Commercial Collections Representative

Wells Fargo

Commercial Collections Representative

full-timePosted: Sep 1, 2026Updated: Sep 3, 2026IA, DES MOINES

Job Description

About this role:Wells Fargo is seeking a Commercial Collections Representative within the Commercial Banking Operations Vendor team. Learn more about the career areas and business divisions at wellsfargojobs.com. In this role, you will:Support, review, and negotiate a medium to high-risk portfolio consisting of more complex delinquent loans of high-level collateralized accounts which require special handling and researchResearch credit and account information, handle workout and restructuring problem loans and restructuring payment plansReview account equity to determine loss projectionsMonitor portfolio for policy compliance and adherence to risk ratingsAssist in the training of entry level staffParticipate in conducting issue specific training in conjunction with ManagerUtilize a high degree of knowledge and understanding of company policies and procedures and execute without issueLead by example, handle core assignments effectively while taking on additional responsibilitiesCollaborate and consult with peers, colleagues, and managers to resolve issues and achieve goalsInteract with internal customersReceive direction from leadersExercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements Required Qualifications:1+ year of Commercial Collections support experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications:2+ years of collections experienceExperience working in roles within accounting, accounts receivable/payableCustomer service/customer care experienceExperience working with the following systems: Artiva and InfoleaseExcellent critical thinking and problem-solving skills, as well as the ability to embrace and adapt to changeIntermediate Microsoft Office (Word, Excel, and Outlook) skillsAbility to navigate multiple computer systems, applications, and utilize search tools to find informationExcellent verbal, written, and interpersonal communication skillsAbility to provide strong customer service while actively listening and responding in an appropriate mannerSound analytical skills with high attention to detail and accuracyExperience delivering results in a fast-paced, deadline driven environmentSound organizational, multi-tasking, and prioritizing skillsAbility to work effectively, as well as independently, in a team environmentA BS/BA degree in accounting, finance, or economics Job Expectations:This position is not eligible for Visa sponsorshipCandidate must be based out of posted locationThis position offers a hybrid work scheduleRelocation assistance is not available for this positionAbility to work additional hours as needed Posting Location: Des Moines, IAPosting End Date: 13 Sep 2026*Job posting may come down early due to volume of applicants.We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Locations

  • IA, DES MOINES

Required Qualifications

  • 1+ year of Commercial Collections support experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education (experience, 1 years)
  • 2+ years of collections experience (experience, 2 years)
  • Experience working in roles within accounting, accounts receivable/payable (experience)
  • Customer service/customer care experience (experience)
  • Experience working with the following systems: Artiva and Infolease (experience)
  • Excellent critical thinking and problem-solving skills, as well as the ability to embrace and adapt to change (experience)
  • Intermediate Microsoft Office (Word, Excel, and Outlook) skills (experience)
  • Ability to navigate multiple computer systems, applications, and utilize search tools to find information (experience)
  • Excellent verbal, written, and interpersonal communication skills (experience)
  • Ability to provide strong customer service while actively listening and responding in an appropriate manner (experience)
  • Sound analytical skills with high attention to detail and accuracy (experience)
  • Experience delivering results in a fast-paced, deadline driven environment (experience)
  • Sound organizational, multi-tasking, and prioritizing skills (experience)
  • Ability to work effectively, as well as independently, in a team environment (experience)
  • A BS/BA degree in accounting, finance, or economics (degree in accounting)
  • a. Third-Party recordings are prohibited unless authorized by Wells Fargo. (experience)
  • b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. (experience)

Responsibilities

  • Support, review, and negotiate a medium to high-risk portfolio consisting of more complex delinquent loans of high-level collateralized accounts which require special handling and research
  • Research credit and account information, handle workout and restructuring problem loans and restructuring payment plans
  • Review account equity to determine loss projections
  • Monitor portfolio for policy compliance and adherence to risk ratings
  • Assist in the training of entry level staff
  • Participate in conducting issue specific training in conjunction with Manager
  • Utilize a high degree of knowledge and understanding of company policies and procedures and execute without issue
  • Lead by example, handle core assignments effectively while taking on additional responsibilities
  • Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
  • Interact with internal customers
  • Receive direction from leaders
  • Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements

Target Your Resume for "Commercial Collections Representative" , Wells Fargo

Get personalized recommendations to optimize your resume specifically for Commercial Collections Representative. Takes only 15 seconds!

AI-powered keyword optimization
Skills matching & gap analysis
Experience alignment suggestions

Check Your ATS Score for "Commercial Collections Representative" , Wells Fargo

Find out how well your resume matches this job's requirements. Get comprehensive analysis including ATS compatibility, keyword matching, skill gaps, and personalized recommendations.

ATS compatibility check
Keyword optimization analysis
Skill matching & gap identification
Format & readability score

Tags & Categories

GeneralGeneral

Answer 10 quick questions to check your fit for Commercial Collections Representative @ Wells Fargo.

Quiz Challenge
10 Questions
~2 Minutes
Instant Score

Related Books and Jobs

No related jobs found at the moment.