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Senior Lead Product Manager- WIM Banking Deposits

Wells Fargo

Senior Lead Product Manager- WIM Banking Deposits

full-timePosted: Sep 2, 2026Updated: Sep 3, 2026NC, CHARLOTTE

Job Description

Wealth & Investment Management (WIM) is one of the United States' leading providers of financial and investment services. We offer a full range of personalized wealth management, investment, planning, and retirement products and services to help meet clients' unique needs and to help them pursue their financial goals more confidently. We bring together subject matter expertise, products, and services, so it's easier for clients to do business with us and for advisors to support their clients. Banking, Lending, and Trust (BL&T) unlocks access to Wells Fargo Bank products and services to high-net-worth and ultra-high-net-worth individuals and families based on needs related to banking, treasury management, custom lending, and trust services. About this role:Wells Fargo is seeking a Senior Lead Product Manager - WIM Banking Deposits to join our Banking, Lending, & Trust (BL&T) group within Wealth & Investment Management (WIM). As part of the WIM Deposits team, you will be responsible for the development and management of our banking products, pricing, and portfolio performance. You will work with WIM Banking leaders, relationship managers, and cross-functional partners to ensure seamless delivery and service of banking solutions to WIM affluent and high-net-worth clients. This role will lead the development of differentiated product value propositions, client experience, and go-to-market strategies designed to drive sustainable deposit balance growth and high client satisfaction. You will be responsible for setting product strategies and roadmaps that are client-centric, financially sound, and competitive in the marketplace. This includes managing checking and savings products, conducting market and competitive analysis, driving product innovation, and partnering closely with cross-functional teams to ensure regulatory compliance and execution excellence.Success in this role requires strong strategic judgment, financial rigor, and the ability to guide stakeholders toward informed, data-driven outcomes aligned with enterprise priorities. This opportunity is ideal for a motivated leader who thrives in a collaborative, fast-paced environment and enjoys combining analytical thinking, client focus, and strong business and product acumen to lead growth and enhance the client experience.In this role, you will:Serve as a strategic advisor and leader in the deposits group, providing business insights, performance analysis, and execution support to drive growth and achieve business objectives. Lead product and pricing strategy activities, including business reviews, performance reporting, scorecards, goal management, growth campaigns, and sales governance initiatives. Deliver executive-level insights, analyses, and recommendations that identify opportunities, risks, and actions to provide the best products available to support client engagement and business performance. Partner across sales, product, strategy, analytics, technology, operations, and line-of-business teams to execute strategic initiatives and enhance business processes, reporting capabilities, and operating routines. Analyze client behaviors, market trends, competitive dynamics, and portfolio performance to identify bank deposit growth opportunities and inform strategic decisions.Champion data-driven decision making through advanced analytics, process automation, and AI-enabled capabilities.Support successful launch, adoption, and execution of strategic initiatives through change management, communications, training, and field engagement.Lead large-scale, cross-functional initiatives that improve operating efficiency, enhance performance visibility, and strengthen business results.Ensure products and programs operate within regulatory requirements while maintaining strong risk management and governance practicesOffice Locations:Charlotte, NCMinneapolis, MNDes Moines, IADallas, TXSt. Louis, MORequired Qualifications:7+ years of Product Management, product development, strategic planning, process management, change delivery, or agile product owner experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educationDesired Qualifications:Proven senior-level accountability influencing deposit product strategy, priorities, economics, and outcomes including checking account adoption and bonus offers targeting broker/dealer clients.Extensive experience leading deposit, banking, cash management, or related financial products within a bank, broker-dealer, wealth management, or financial services organization.Experience supporting deposit product strategy, business reviews, scorecards, goal setting, growth campaigns, and sales governance programs. Strong product and program management expertise, including roadmap development, strategy, and end-to-end lifecycle delivery in an Agile environment.Advanced analytical abilities with experience translating business, client, operational, and financial data into actionable recommendations for executive leaders.​Advanced proficiency with Excel, PowerPoint, and data visualization tools. Experience partnering with sales, product, strategy, analytics, technology, and operations teams to deliver business process improvements and strategic initiatives. Experience leveraging automation, AI, and modern analytics capabilities to improve business performance and operational effectiveness.Proven ability to influence senior leaders and drive adoption of new tools, business processes, reporting capabilities, and operating routines by synthesizing complex inputs into clear, executive-level communications, providing visibility into progress, tradeoffs, risks, and recommended actions Exceptional executive communication and presentation skills with the ability to simplify complex concepts for diverse audiences. Strong strategic thinking, problem-solving, and consultative skills with the ability to operate effectively in a fast-paced, matrixed environment. Experience leading large-scale, cross-functional initiatives with measurable business impact. Job Expectations:Ability to work in a hybrid environment which you will be required to work at least 3 days in the office and 2 days remoteAbility to travel up to 10% of the timeThis position is not eligible for Visa sponsorshipPay Range Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.$139,000.00 - $239,000.00Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.Health benefits401(k) PlanPaid time offDisability benefitsLife insurance, critical illness insurance, and accident insuranceParental leaveCritical caregiving leaveDiscounts and savingsCommuter benefitsTuition reimbursementScholarships for dependent childrenAdoption reimbursementPosting End Date:11 Sep 2026*Job posting may come down early due to volume of applicants.We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Locations

  • NC, CHARLOTTE
  • IA, DES MOINES
  • MO, SAINT LOUIS
  • TX, DALLAS
  • MN, MINNEAPOLIS

Skills Required

  • Excelintermediate

Required Qualifications

  • 7+ years of Product Management, product development, strategic planning, process management, change delivery, or agile product owner experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education (experience, 7 years)
  • Proven senior-level accountability influencing deposit product strategy, priorities, economics, and outcomes including checking account adoption and bonus offers targeting broker/dealer clients. (experience)
  • Extensive experience leading deposit, banking, cash management, or related financial products within a bank, broker-dealer, wealth management, or financial services organization. (experience)
  • Experience supporting deposit product strategy, business reviews, scorecards, goal setting, growth campaigns, and sales governance programs. (experience)
  • Strong product and program management expertise, including roadmap development, strategy, and end-to-end lifecycle delivery in an Agile environment. (experience)
  • Advanced analytical abilities with experience translating business, client, operational, and financial data into actionable recommendations for executive leaders. (experience)
  • ​Advanced proficiency with Excel, PowerPoint, and data visualization tools. (experience)
  • Experience partnering with sales, product, strategy, analytics, technology, and operations teams to deliver business process improvements and strategic initiatives. (experience)
  • Experience leveraging automation, AI, and modern analytics capabilities to improve business performance and operational effectiveness. (experience)
  • Proven ability to influence senior leaders and drive adoption of new tools, business processes, reporting capabilities, and operating routines by synthesizing complex inputs into clear, executive-level communications, providing visibility into progress, tradeoffs, risks, and recommended actions (experience)
  • Exceptional executive communication and presentation skills with the ability to simplify complex concepts for diverse audiences. (experience)
  • Strong strategic thinking, problem-solving, and consultative skills with the ability to operate effectively in a fast-paced, matrixed environment. (experience)
  • Experience leading large-scale, cross-functional initiatives with measurable business impact. (experience)
  • a. Third-Party recordings are prohibited unless authorized by Wells Fargo. (experience)
  • b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. (experience)

Responsibilities

  • Serve as a strategic advisor and leader in the deposits group, providing business insights, performance analysis, and execution support to drive growth and achieve business objectives. Lead product and pricing strategy activities, including business reviews, performance reporting, scorecards, goal management, growth campaigns, and sales governance initiatives.
  • Deliver executive-level insights, analyses, and recommendations that identify opportunities, risks, and actions to provide the best products available to support client engagement and business performance.
  • Partner across sales, product, strategy, analytics, technology, operations, and line-of-business teams to execute strategic initiatives and enhance business processes, reporting capabilities, and operating routines.
  • Analyze client behaviors, market trends, competitive dynamics, and portfolio performance to identify bank deposit growth opportunities and inform strategic decisions.
  • Champion data-driven decision making through advanced analytics, process automation, and AI-enabled capabilities.
  • Support successful launch, adoption, and execution of strategic initiatives through change management, communications, training, and field engagement.
  • Lead large-scale, cross-functional initiatives that improve operating efficiency, enhance performance visibility, and strengthen business results.
  • Ensure products and programs operate within regulatory requirements while maintaining strong risk management and governance practices
  • Serve as a strategic advisor and leader in the deposits group, providing business insights, performance analysis, and execution support to drive growth and achieve business objectives. Lead product and pricing strategy activities, including business reviews, performance reporting, scorecards, goal management, growth campaigns, and sales governance initiatives.

Benefits

  • general: Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
  • general: Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
  • general: Health benefits
  • general: 401(k) Plan
  • general: Paid time off
  • general: Disability benefits
  • general: Life insurance, critical illness insurance, and accident insurance
  • general: Parental leave
  • general: Critical caregiving leave
  • general: Discounts and savings
  • general: Commuter benefits
  • general: Tuition reimbursement
  • general: Scholarships for dependent children
  • general: Adoption reimbursement

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